The world revolves around money. The work you do is paid out with money. You pay for the groceries in the store with money. You pay the petrol for your car with money. And so the list can continue indefinitely. Money is the engine of the economy and for some people it is even the center of their existence. Money is not a problem, as long as you have enough. And it can become your biggest problem when you don’t have enough, but actually have to make a purchase. Having sleepless nights and physical complaints due to stress about money are not a fabrication. It is a recurring phenomenon for many people.
Where can you borrow 15,000 dollars?
We looked for the most interesting lenders for you if you need such a sum of money.
If you have an income, you can quickly borrow 15,000 dollars without many problems. For example at a bank, but also at a lender. It is also sometimes possible to buy an installment product for a very low interest rate. In principle, two conditions apply to loans. That you are able to repay the amount and that you are not registered as a defaulter with the BKR, the Bureau Credit Registration. You can also borrow 15,000 dollars without income. In that case, for example, you can have someone else stand surety for you, or you must have your own house, for example. You can use this to take an extra mortgage, for example.
Mandatory borrowing 15000 dollars
Certainly with people who are constantly on the edge of whether or not enough money, it is sometimes tempting to take a loan to still be able to make a purchase that is badly needed. Just think of a car that spontaneously breaks down. Since you still have to be able to drive to work, you are actually obliged to borrow 15,000 dollars in the very short term to buy a new one. The same goes for a washing machine or a refrigerator. You really can’t do without it. Unfortunately, but logically, this is really only an issue for people who consistently earn just under or just enough to make ends meet.
What is smart
The question is, of course, how to approach this smartly. The big problem with borrowing money is that it actually only pulls you deeper into the financial abyss. After all, when you borrow money, you always have to pay interest, so you end up spending more than you borrowed. On the other hand, you cannot do without a car or refrigerator. In such a situation you can easily get stressed, borrow the money and put the problems ahead of you. That is of course not smart. It is much better to request a meeting with a financial advisor. For example at your bank, but much better still at the town hall. If you earn a low income, you can also receive credit through the municipality in certain situations. If you really have no option to repay the money, the municipality can even donate an amount from the special assistance.
However, if you have a slightly higher income, you will have to borrow the fifteen thousand dollars yourself. In that case it is important to create financial space to be able to repay the amount. For example, by quitting smoking, or by cutting back on trips or holidays. Remind yourself that it is only a temporary measure and do not be ashamed of it. It is simply a sensible measure to stay financially healthy.
In all situations it is important that you first carefully compare all options. This way you will not be faced with unexpected surprises. Are you looking for a loan? Click here to our online loan simulator to find out how much you can borrow and where.